
What is a Debt-to-Income (DTI) Ratio?
On your pathway to homeownership you may have encountered the term DTI or debt-to-income ratio and wondered what it means. And why it is so important for getting a mortgage? Get answers here along with tips on how to include your convenient HousePlant Loan or Gift documentation in your mortgage applications.

Beat the mortgage rate hike with social loans
Beat the mortgage rate hike with social loans!

Following up on an Agreement
Have you just accepted an Offer on HousePlant? Congratulations on your new Agreement! Here are suggested next steps to thank your Lender and begin the transfer process.

Sign Up to Join HousePlant Beta!
Looking to buy a home in the next 6 months and need help increasing your down payment?
Join HousePlant Beta and help pilot the new platform!

Saving Up For A Down Payment?
We recommend HousePlanters try to save up at least 10% of their down payment before creating an Ask on HousePlant. Here’s some tips on how to get there.

Why I Started HousePlant 🪴
The power to build home ownership and economic independence is right here in our own communities. Here’s why this is important: